 |
| Ilustration |
Have you ever bought car insurance? Have you ever bought car insurance for an unreliable insurance company? Surely when you want to claim the benefits, there will be so many problems and disappointments that you will get. This time section will discuss the characteristics of car insurance companies with a trusted reputation, so you are not wrong in choosing, the reason.
The Importance of Selecting a Car Insurance Company
The growing number of car insurance users makes more and more insurance companies popping up and offering various attractive offers to protect your car.
Indeed, the use of car insurance is mandatory at this time. Aside from being a form of protection, car insurance can also serve as a way or investment for car maintenance.
However, you have to be smart in choosing which car insurance company deserves to guarantee the car you own. If you are wrong in choosing a car insurance company, then you will be disappointed in the future. Choose a car insurance company that is reliable and has a good track record
This is the Characteristics of Car Insurance Companies that have the Best and Reliable Reputation
I. Registered in the Financial Services Authority
Reliable car insurance companies are definitely registered with the Financial Services Authority (FSA) , while uninsured insurance companies are not listed.
You should check first about the car insurance company that you will choose, whether the company has been registered in FSA or not.
II. Good Insurance Claim Services
Insurance companies that have a good reputation and reliable course does not complicate the client in terms of claims. A reputable insurance company will have an easy claim procedure so that its customers will have no trouble making a claim.
In fact, when you want to make a claim, usually customer service will explain what requirements are needed and which workshop is best for you. You only need to collect the requested requirements and follow the requested procedure.
III. Professional Insurance Agent
 |
| Illustration |
Assessment of whether or not a car insurance company can be seen also from the insurance agent it has. A trusted insurance company generally has a professional insurance agent.
In addition to insurance, you also have to be discerning in distinguishing which professional insurance agency or not.
1. Explaining In accordance with the Policy
Professional insurance agents generally explain all the problems that exist in accordance with the insurance policy.
If we ask something dubious, they do their best to explain to clients how to solve them in accordance with the provisions written in the policy book, in order to avoid misinformation and in accordance with reality.
If you are wondering how if you want to make a car insurance claim due to abrasions, whereas the insurance is only Total Loss Only . A professional agent will well explain to you that the TLO car insurance can not afford a scuffed car. This is because, TLO insurance will only protect the damaged car more than 75% or 80% and risk of loss, in accordance with the provisions of the policy.
2. Have experience
Professional insurance agents are usually experienced or already trained in handling customer-related matters and claims.
This is because the insurance agent has a very important role in helping customers, including when filing claims and taking care of all matters related to insurance policy.
3. Easy Contact Agent
A professional agent will be easy to contact if you have difficulty or want to make a claim. Usually the agent will have multiple contact numbers or social media networks, where customers can contact
agent easily. A good agent will usually answer all customer questions and make it easier for customers with problems.
4. Giving Agreement Written
A trusted insurance company usually gives all agreements in writing.
If there is a protection reimbursement, the insurance company will not only confirm by phone or verbally, but they will also send a written agreement form endorsement, which has the same power as the original policy.
Similarly, any exceptions that may result in the rejection of a claim, will be explained in writing by a credible insurance company, so that the customer can clearly know the reason for his or her claim being rejected.
5. Insurance Company Has Financial Feasibility
A trusted insurance company must have financial feasibility, where the company will be able to pay all insurance claims from its customers.
Risk Based Capital (RBC) Solvency is the company's ability to pay all its obligations, whether short-term or long-term debt. While RBC is the ability of the company to pay all claims.
Solvency and RBC are the financial security of an insurance company.
6. Premiums In accordance with the Protection
Car insurance companies with a trusted reputation will not offer protection with the lure of low-cost premiums.
The insurance companies know that the protection they provide is the best protection with the best service, so the premiums to be paid by customers also in accordance with what they provide.
The premium you pay will be in line with the protection and service you receive.
Check Credibility of Insurance Company Before Buying
Before buying insurance from an insurance company, you should research in advance whether the insurance company has a good reputation or not.
You can find information via the internet or by accessing Financial Services Authority website or by reading testimonials of others who used the insurance.
That way, when you buy the insurance, you can be assured that the insurer will pay your claim when needed.
Belum ada tanggapan untuk "Must Be Careful, These are 6 Characters of Car Insurance Company that has the Best Reputation and Trusted "
Post a Comment