IoT - Many news about ransomware attacks that attack the computer system from several hospitals in the world. People from IT responded quickly and immediately conveyed the steps in dealing with it. Ransomware attacks are nothing new. The state of California in the US has already passed a law that determines that the use of ransomware is a criminal offense and the offender can be sentenced to up to 4 years in jail. The laws of the State of California entered into force on 1 January 2017 ago.
Law case
The Plaintiff is a law firm in Rhode Island with ten lawyers working in the office. The Plaintiff is the victim of a ransomware attack on his computer system by an unknown third party and encrypts all documents and information contained in the plaintiff's computer network. After attacking the plaintiff's computer network, the ransomware proponent requests payment from the plaintiff to release the documents and encrypted information, and after the initial payment then requests additional payments.
Ultimately after paying $ 25,000, the ransomware spreader gives the plaintiff the device or key description needed to retrieve documents and information.
Unfortunately for plaintiffs it may take up to 3 months to (1) identify ransomware distributors, (2) contact ransomware attack spreaders, (3) negotiate with a ransom for documents and information; (4) receive payments in the form of Bitcoins for ransom payments (5) obtain a device or decryption key to retrieve documents and information, (6) attempt to use the device or the initial decryption key to obtain documents and information; (7) find that the device or decryption key will not (9) renegotiating additional ransom for documents and information, (10) making payments in the form of Bitcoins for additional ransom shading, (11) obtaining a set of devices or decryption keys to retrieve documents and information, attempt to use the device and decryption key to mend (12) repairing documents encrypted by ransomware attackers, and (13) repairing or recreating unsaved documents for three months of business interruption.
For three months all plaintiff's documents and information are encrypted, the lawyers at the office can not work properly or become unproductive. According to the plaintiffs' calculations they lost money for a shortfall of $ 700,000 for the three months of the disturbance.
Ransomware attacks
In general, a ransomware attack consists of four stages: (1) infection with ransom, (2) ransom activation, (3) asking for ransom, and (4) ransom payment.
Information Technology Insurance
Forward ransomware attacks or other attacks will also appear. As the owner of an e-commerce company or who relies on the Internet, the company's responsibility is not merely to take care of the website. The responsibilities of Internet service providers include many things like handling social media, email, digital assets, and retaining all the sensitive data of your customers and customers. Especially the digitalization program will bring greater responsibility for data maintenance.
All these different responsibilities and moving parts open up more space for risk and there are many things a business owner can do to reduce it. To overcome this, of course the best thing to do is to hire qualified professionals to manage the company's digital parts and make contracts. But there may still be unexpected risks aka tone but can not be handled easily and will probably spend more money, such as the emergence of Ransomeware attacks. In this case the information technology insurance policy that can provide protection.
Insurance coverage of information technology can provide protection against a number of threats, such as risk of data loss due to ransomware attacks, or virus attacks that will be more, the existence of Industrial espionage, In the case of law as mentioned above, the attorney's Office's Office insure the risks that may arise from the technology the information and the respective insurance service providers are already carrying out their obligations. As the case is still underway, no legal knowledge will apply to the case. But at least we can see that the insurance is a way out in dealing with risks arising in businesses that rely on information technology.
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